Hypothetical example: For a loan amounting to a total of 4,000 EUR over 12 months, you pay 12 monthly instalments of 341.51 EUR each. No application fees. Fixed lending rate: 4.50%.
Fixed overall effective annual rate: 5.15% per year (rate includes costs associated with holding an account for the repayment of the credit facility and subject to the standard tariff). Total amount payable by the borrower: 4,109.57 EUR (excl. optional insurance). This loan simulation tool uses the interest rate applicable according to age, amount and term of the loan. The use of this tool does not imply any commitment by the Bank with respect to the simulation parameters used and should not be considered as an offer of and/or acceptance of a credit facility.
